I find it exceptional to see all the responses from the Dealership here on the Forum and in this thread.
Appears the perceived "tire & wheel package" fee may be part-in-parcel (inclusive) in what some of us
experience in an "Admin Fee" of sort ... and a number of nice features are included
in the pricing of this one. I have seen similar at a couple of Alberta Dealerships.
If I have to pay for "tire & wheel" protection, I would just have to grit my teeth
& write-off the expenditure as I would just shutter
at the thought with the
underwriter-process when ever having to make a claim. Last time I faced the tire/wheel package
add-on in 2019, I asked if I could just waiver having to sign the under-written contract and just
accept handing over the fee. The Dealer then realized my "value" for it and we worked it all out
to the satisfaction of each side.
Sorry but some "insurance" like this just has very little value to me (as a buyer) mainly because
the person who sells the worry-free item is not always the same one who handles a claim.
With accepting the $1099 add-on, I would gladly accept an option if it were available,
to alternatively trade the "tire/wheel feature" for a "Dealer Credit Voucher" just so that
profit can be realized via accessory selling or similar. I am a business owner & I always
attempt to be constructive & rationalize when I am wearing the hat as a consumer.