The statistics of a vehicle have a lot to do with it as well! How many are involved in accidents,how many get stolen per year. I switched from a 2007 Civic to a 2006 Mustang GT a few years ago and my insurance dropped 25%. Apparently the Civics are a higher risk according to the insurance world! This always made me wonder based on the fact that you see a Civic on every corner=more on the road=more collision and theft???? Currently I pay 2300/yrly for my three vehicle with full coverage.
Thats a sweet deal $2300...