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Corvette
General Corvette Discussion
Glass Insurance
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<blockquote data-quote="gone" data-source="post: 281799" data-attributes="member: 5899"><p>Can't help with your HUD question (sorry) however in relation to glass:</p><p></p><p>-I've not purchased private insurance however $180/yr seems expensive, unless you're in an area that's prone to serious rock chips causing bad cracks. For example I usually need a new windshield replacement once every 6 or 7 years, if then. Some say that Edmonton qualifies with its roads however I think it depends on where you do your driving and when. For a sports car, I park it during the winter months and don't start driving it until the Spring when the roads have been swept, so a ruined windshield is less likely</p><p>-having said that, I'd glad it worked out for you [USER=5473]Dale124[/USER]</p><p>-I used to put glass insurance on all my vehicles until I found out once you make a claim, you more than pay it back afterwards with increased premiums. So much so, my broker suggested I cancel my glass insurance immediately after making a claim, to avoid that increased premium. So it didn't count as an over-all claim against my policy, but rather something restricted to glass coverage. Insurers may handle this differently so best to find out by asking your broker-but having said that, glad it worked out for you </p><p>-in the past, I've found that glass repair outfits have a 2-tiered pricing system: one price for an insurer and another for an individual personally paying. Keep that in mind when asking for a quote</p><p>-finally, I've since done away with any type of glass coverage on my vehicles...except I did put it on my 2020 C8 due to concerns about the price of a replacement on a newly designed vehicle and the likely unavailability of a lower priced generic one</p><p></p><p>Something to consider. Hope this helps others. Here's wishing you and everyone luck avoiding future rock strikes!</p></blockquote><p></p>
[QUOTE="gone, post: 281799, member: 5899"] Can't help with your HUD question (sorry) however in relation to glass: -I've not purchased private insurance however $180/yr seems expensive, unless you're in an area that's prone to serious rock chips causing bad cracks. For example I usually need a new windshield replacement once every 6 or 7 years, if then. Some say that Edmonton qualifies with its roads however I think it depends on where you do your driving and when. For a sports car, I park it during the winter months and don't start driving it until the Spring when the roads have been swept, so a ruined windshield is less likely -having said that, I'd glad it worked out for you [USER=5473]Dale124[/USER] -I used to put glass insurance on all my vehicles until I found out once you make a claim, you more than pay it back afterwards with increased premiums. So much so, my broker suggested I cancel my glass insurance immediately after making a claim, to avoid that increased premium. So it didn't count as an over-all claim against my policy, but rather something restricted to glass coverage. Insurers may handle this differently so best to find out by asking your broker-but having said that, glad it worked out for you -in the past, I've found that glass repair outfits have a 2-tiered pricing system: one price for an insurer and another for an individual personally paying. Keep that in mind when asking for a quote -finally, I've since done away with any type of glass coverage on my vehicles...except I did put it on my 2020 C8 due to concerns about the price of a replacement on a newly designed vehicle and the likely unavailability of a lower priced generic one Something to consider. Hope this helps others. Here's wishing you and everyone luck avoiding future rock strikes! [/QUOTE]
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Corvette
General Corvette Discussion
Glass Insurance
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