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Corvette
C8 Forum
C8 Agreed value insurance question
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<blockquote data-quote="AndrisHTC" data-source="post: 329905" data-attributes="member: 8744"><p>Hi, I drove my 2024 home early December (Mississauga) and parked it since. My insurance policy with Aviva (through a broker) has 4 year depreciation waiver, but I’m now considering agreed value insurance (seems Hagerty has an affiliation with Aviva). I’m awaiting more from my broker, and a quick online quote through Hagerty website put my cursory car value of $105k (pre tax) agreed value at around $2k per year premium (no seasonal insurance) vs around $1200 per year current policy if I drove all seasons. My questions are 1) can I still buy $105k worth of insurance 4 years from now (or will it be assessed as a used car something much less) and 2) will the payout be $105k say 8 years from now if there is a total loss assuming I don’t break the policy? Any other experience with these agreed value policies?</p></blockquote><p></p>
[QUOTE="AndrisHTC, post: 329905, member: 8744"] Hi, I drove my 2024 home early December (Mississauga) and parked it since. My insurance policy with Aviva (through a broker) has 4 year depreciation waiver, but I’m now considering agreed value insurance (seems Hagerty has an affiliation with Aviva). I’m awaiting more from my broker, and a quick online quote through Hagerty website put my cursory car value of $105k (pre tax) agreed value at around $2k per year premium (no seasonal insurance) vs around $1200 per year current policy if I drove all seasons. My questions are 1) can I still buy $105k worth of insurance 4 years from now (or will it be assessed as a used car something much less) and 2) will the payout be $105k say 8 years from now if there is a total loss assuming I don’t break the policy? Any other experience with these agreed value policies? [/QUOTE]
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Corvette
C8 Forum
C8 Agreed value insurance question
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