Went for lunch in merritt for the first insured day of the year. On the way back on the coquihalla 5 hwy my tire picked up a 6 inch t bolt. Went through tire and wheel, and spat into my wheel well. Has this every happened to anyone? Any luck getting an insurance claim out of it? Nobody willing to cover it. $1114 for the wheel, $811 for tire, and $113 for the fender liner. 10 days backorder from Cincinnati. Not a good start to the season!