Being an engineer, I saw reports of multiple structure failures regularly. None related to my firm but no matter, engineering firms all over suffered the spin off. Our errors and emissions and professional liability Insurance increased exponentially in the mid 2000's. Didn't matter if you were free from claims or not, our premium was based on Canada wide failures and claims. By the time I retired, our firm was paying 1/4 million premiums annually due to others errors and negligence. Was always a sore point with me but no recourse. But I'm retired now and my GAF meter hovers right around zero..... lol...
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