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All insurance companies are scumbags. They all take your money promising rainbows and unicorns when the inevitable happens. When the inevitable actually happens you realize that you have been forced to become a mythical warrior fighting the Medusa.Without the allegory, they rate your risk based on closed and non-transparent internal rules. If you wear plaid on a Friday evening between 6pm and 9 pm while ordering take-out pizza and drinking rosee, you are now rated as a risk and can only overcome the risk by paying an additional $49 insurance rider. Who would have known?The intricate web of legislative government mandates, insurance company ownership (like big banks who force you to insure your mortgage and your house), and insurance company profits, makes one wonder about the relationship between the private and public sector.
All insurance companies are scumbags. They all take your money promising rainbows and unicorns when the inevitable happens. When the inevitable actually happens you realize that you have been forced to become a mythical warrior fighting the Medusa.
Without the allegory, they rate your risk based on closed and non-transparent internal rules. If you wear plaid on a Friday evening between 6pm and 9 pm while ordering take-out pizza and drinking rosee, you are now rated as a risk and can only overcome the risk by paying an additional $49 insurance rider. Who would have known?
The intricate web of legislative government mandates, insurance company ownership (like big banks who force you to insure your mortgage and your house), and insurance company profits, makes one wonder about the relationship between the private and public sector.