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Yes, I asked the member that because supposedly they were denied insurance after having 1 broken window claim. It would be beneficial to find out what insurance companies denied insurance and/or a copy of the letter denying insurance.In Ontario "The insurance company must inform you in writing of which rule or rules it has applied to deny coverage." (FSCO)and even an at-fault accident that is less than $2000 (minor accident at-fault) cannot be used to increase premium. so it seems unlikely the insurance company could raise the premiums let alone deny insurance.
Yes, I asked the member that because supposedly they were denied insurance after having 1 broken window claim. It would be beneficial to find out what insurance companies denied insurance and/or a copy of the letter denying insurance.
In Ontario "The insurance company must inform you in writing of which rule or rules it has applied to deny coverage." (FSCO)
and even an at-fault accident that is less than $2000 (minor accident at-fault) cannot be used to increase premium. so it seems unlikely the insurance company could raise the premiums let alone deny insurance.