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I was thinking like you that those accidents was 100% not my fault and It should not matters but I was wrong: insurance works on statistics and categorize you as high risk for multiple of claims in a short period of time. It goes the same for tickets so remember that accidents/claims (at fault or no fault) are on your record for minimum 5 years and tickets for 3 years. Insurance will look for any excuses to raise your premium if you do not have a clean record (no accidents and no tickets) and that is a fact so always contest your speeding tickets even if the cops reduced it.

[QUOTE="QT_C8, post: 272487, member: 7239"] I was thinking like you that those accidents was 100% not my fault and It should not matters but I was wrong: insurance works on statistics and categorize you as high risk for multiple of claims in a short period of time. It goes the same for tickets so remember that accidents/claims (at fault or no fault) are on your record for minimum 5 years and tickets for 3 years. Insurance will look for any excuses to raise your premium if you do not have a clean record (no accidents and no tickets) and that is a fact so always contest your speeding tickets even if the cops reduced it. [/QUOTE]

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