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Lot of different factors...a lot to do with your postal code & the accident/theft experience therein. I once bought a used VW from a friend who lived 5 minutes away but in a different city/postal code, and my rates were 40% more at the time when I got it. My 2019 C7 just went up from $1,200 to $1,500/year with a carrier change...still working on that with our broker. $1,000 deductible, and I believe full replacement value in the first 5 years if it's totalled/stolen (knock on wood that it's not...).