First sub freezing day I headed out in my 2 month old 2021 C8 HTC Z51 and found a huge crack in the windshield. Looks like it was caused by a stone that hit way up top in blacked out middle section of windshield so was very hard to see until giant crack formed. Called local dealer(Sadlon) and they said go to glass place as they just farm it out. Took it to Speedy in Orillia $1500 installed and couple weeks to get windshield then they need the car for most of day for install. Insurance won't cover it (AVIVA) as the only policy my agent could get has $5000 deductible with yearly premium of $1405. All just FYI-life ain't easy!!