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My experience is almost identical in Ontario including the cost to insure my 2019 GS and I carry $1 million liability on cars and house with $1000 deductible on cars and $5000 deductible on the house. This is my third C7 and I do all the same things. The full replacement coverage did come in handy when another C7 crossed the center line on the Tail of the Dragon in Tennessee and wrote off our 2017 GS. I'm insured with Northbridge via my Broker. I too have an umbrella policy on top of my normal liability coverage. I also carry accident and ticket forgiveness plus rental car replacement coverage for about the same premium as quoted. The umbrella policy for an additional million is $120 a year. The cost of coverage on the C7 is substantially less (not including the refund for suspending coverage during the C7's 5 months of storage) than for my Porsche Macan SUV which only cost marginally more to purchase than the C7. I have talked to several Z06 owners who have had issues with other insurers but more due to horsepower rating than price. I do know that a number of insurers are very cautious about vehicles with prices of over $100k.

<blockquote data-quote="DavidWG" data-source="post: 243628" data-attributes="member: 3145"><p>My experience is almost identical in Ontario including the cost to insure my 2019 GS and I carry $1 million liability on cars and house with $1000 deductible on cars and $5000 deductible on the house. This is my third C7 and I do all the same things. The full replacement coverage did come in handy when another C7&nbsp; crossed&nbsp; the center line on the Tail of the Dragon in Tennessee and wrote off our 2017 GS. I&#039;m insured with Northbridge via my Broker. I too have an umbrella policy on top of my normal liability coverage. I also carry accident and ticket forgiveness plus rental car replacement coverage for about the same premium as quoted.&nbsp; The umbrella policy for an additional million is $120 a year. The cost of coverage on the C7 is substantially less (not including the refund for suspending coverage during the C7&#039;s 5 months of storage) than for my Porsche Macan SUV which only cost marginally more to purchase than the C7. I have talked to several Z06 owners who have had issues with other insurers but more due to horsepower rating than price. I do know that a number of insurers are very cautious about vehicles with prices of over $100k.</p></blockquote><p></p>

[QUOTE="DavidWG, post: 243628, member: 3145"] My experience is almost identical in Ontario including the cost to insure my 2019 GS and I carry $1 million liability on cars and house with $1000 deductible on cars and $5000 deductible on the house. This is my third C7 and I do all the same things. The full replacement coverage did come in handy when another C7 crossed the center line on the Tail of the Dragon in Tennessee and wrote off our 2017 GS. I'm insured with Northbridge via my Broker. I too have an umbrella policy on top of my normal liability coverage. I also carry accident and ticket forgiveness plus rental car replacement coverage for about the same premium as quoted. The umbrella policy for an additional million is $120 a year. The cost of coverage on the C7 is substantially less (not including the refund for suspending coverage during the C7's 5 months of storage) than for my Porsche Macan SUV which only cost marginally more to purchase than the C7. I have talked to several Z06 owners who have had issues with other insurers but more due to horsepower rating than price. I do know that a number of insurers are very cautious about vehicles with prices of over $100k. [/QUOTE]

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