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Lot's of great info here, some I wish I knew earlier. I paid $2591 + tax for 7 yr 100k and $200 deductible - They started at $3500 with $100 deductible, I offered $2500  and I was ok paying the $2591,  to protect a $130k investment, except they hoodwinked me and raised the deductible to $200.


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