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Hello, I recently bought a 79 L82 and I have insurance with Hagerty. Hagerty didn't ask for an appraisal they just went with my purchase price but the guy in Oshawa that did my MOT appraisal said he has seen them try to settle for less when a car is totalled and suggested getting a value appraisal. I would prefer someone in Ottawa for that does anyone know of a good appraiser here?